body {
text-align:center;
margin:0px;
padding:0px;
}

#page_holder {
	width: 850px;
	background-image: url(grap/shads.gif);
	text-align: center;
}
#left_col {
	background-image: url(grap/left_shad.gif);
	background-repeat: repeat-y;
	width: 24px;
	float: left;
}
#mid_col {
	width: 802px;
	float: left;
}
#right_col {
	background-image: url(grap/right_shad.gif);
	background-repeat: repeat-y;
	width: 24px;
	float: left;
}
#top_row {
	width: 802px;
	height: 56px;
}
#badges {
	float: left;
	padding-top: 10px;
	padding-left: 45px;
}
#badges2 {
	padding-top: 10px;
	padding-left: 45px;
	padding-right: 20px;
}
#logo {
	float: left;
	padding-left: 24px;
}
#contact_info {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12pt;
	font-weight: bold;
	padding-left: 30px;
	padding-top: 32px;
	color: #314c5f;
}
#contact_info a {
	color: #314c5f;
	text-decoration: none;
}
#contact_info a:hover {
	color: #81929D;
}
.contact_letters{
	font-family: Arial, Helvetica, sans-serif;
	font-size: 9pt;
	font-weight: normal;
	color: #81929D;
}
#body1 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	width: 550px;
	padding-left: 15px;
	border-left-width: 1px;
	border-left-style: solid;
	border-left-color: #314C5F;
	margin-left: 15px;
	margin-top: 10px;
	float: left;
	color: #314C5F;
}
#body1 a {
	color: #314C5F;
	text-decoration: none;
}
#body1 a:hover {
	color: #314C5F;
	text-decoration: underline;
}
#signoff {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: #314C5F;
	text-align: center;
	border-top-width: 1px;
	border-top-style: solid;
	border-top-color: #314C5F;
	padding-right: 15px;
	padding-left: 15px;
	margin-top: 10px;
	margin-right: 15px;
	margin-left: 15px;
}
#nav_row {
	text-align: center;
	padding: 5px;
}
#callback {
	padding-top: 5px;
	padding-left: 20px;
	clear: both;
}
#callback2 {
	padding-top: 5px;
	padding-left: 20px;
	padding-right: 15px;
}
h1 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 18px;
	color: #314C5F;
	padding-top: 10px;
	padding-left: 15px;
}
h2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 9px;
	color: #314C5F;
	text-align: center;
	padding-top: 10px;
}
h2 a {
	color: #314C5F;
	text-decoration: none;
}
h2 a:hover {
	color: #314C5F;
	text-decoration: underline;
}
#body2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	padding-left: 15px;
	border-left-width: 1px;
	border-left-style: solid;
	border-left-color: #314C5F;
	margin-left: 15px;
	margin-top: 10px;
	float: left;
	width: 403px;
}
#body2 a {
	color: #314C5F;
	text-decoration: none;
}
#body2 a:hover {
	color: #314C5F;
	text-decoration: underline;
}
#body2heads {
	font-family: Arial, Helvetica, sans-serif;
	padding-top: 5px;
	font-weight: bold;
	color: #314C5F;
}
#footlinks {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 9px;
	color: #314C5F;
	text-align: center;
	padding-top: 10px;
}
#footlinks a {
	color: #314C5F;
	text-decoration: none;
}
#footlinks a:hover {
	color: #314C5F;
	text-decoration: underline;
}